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The Ins and Outs of Earthquake Insurance

Joe Polyak August 13, 2019

Recently, I had the opportunity to speak with Roger Heighton of Farmers Insurance about an important (but not often discussed) type of coverage: earthquake insurance.

Cited below for your convenience are timestamps that will direct you to various points in the interview. Feel free to watch the full message or use these timestamps to browse specific topics at your leisure:

00:50 – An introduction to today’s topic

01:30 – Should you have earthquake insurance? Do regular policies include earthquake coverage?

02:09 – What happens if an earthquake isn’t the direct cause of damage?

03:40 – Why earthquake insurance is important

04:17 – How to find more information on the California Earthquake Authority (CEA) website: https://www.earthquakeauthority.com/

05:03 – How does the deductible on a CEA policy work?

09:07 – Why it’s important not to rely solely on FEMA for disaster relief

10:03 – A few closing words

If you have any other questions or would like more information, feel free to give us a call or send us an email. We look forward to hearing from you soon.